Website PolicyUpdated Date: Apr 1, 2017.
Restrictions on Use of Materials
This site is owned and operated by J2 Global, Inc. and affiliates (J2). Any activity is subject to monitoring by J2 at any time. Anyone who uses this application consents to such monitoring and agrees that J2 may use the results of such monitoring without limitation. No material from any web site owned, operated, licensed or controlled by J2 or any of its related, affiliated companies, including, without limitation, J2.com (the “J2 Material”), may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, without the prior written consent of J2, except that you may download one copy of the J2 Material on any single computer for your personal, non-commercial home use only, provided you keep intact all copyright, service mark and other proprietary notices. Modification of the J2 Material or use of the J2 Material for any other purpose is a violation of J2’s copyright, service mark and other proprietary rights. It is a condition of your use of this Web site that you do not restrict or inhibit any other user from using this Web site.
Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall J2 or any of its affiliates be liable for any direct, indirect, incidental, special, consequential or punitive damages that result from the use of, or the inability to use the J2 Material. You specifically acknowledge and agree that J2 is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any of the J2 Material, or with any of J2’s terms and conditions, your sole and exclusive remedy is to discontinue using this site.
J2 MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE CONTENT ON THIS SITE AND J2 ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT ON THE SITE. THE J2 MATERIAL IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. FURTHER, J2 DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE J2 MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU, AND NOT J2, ASSUME THE RISK, LIABILITY AND RESPONSIBILITY FOR ANY AND ALL DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING. IN NO EVENT WILL J2 BE LIABLE OR RESPONSIBLE FOR ANY DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING.
J2 DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE J2 MATERIAL IN THIS SITE IN TERMS OF ITS CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.
J2 MAY HAVE PROVIDED LINKS AND POINTERS TO INTERNET SITES MAINTAINED BY THIRD PARTIES (“THIRD PARTY SITES”) AND MAY FROM TIME TO TIME PROVIDE THIRD PARTY MATERIALS ON THIS SITE. NEITHER J2 NOR ITS AFFILIATEs OPERATE OR CONTROL IN ANY RESPECT ANY INFORMATION, PRODUCTS OR SERVICES ON THESE THIRD PARTY SITES. THE THIRD PARTY MATERIALS IN THIS SITE AND THE THIRD PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, J2 DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS. J2 DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE THIRD PARTY MATERIALS IN THE THIRD PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.
PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THE EXCLUSION OF IMPLIED WARRANTIES.
Forward looking Statements
Some of the information contained on this site related to financial or operating performance may be forward-looking. You should consider forward-looking statements to have been made only as of the date of their original publication. Those statements, while included on this website for historical reference, have not been updated. Further, that information is based on management’s estimates, assumptions and projections and is subject to significant uncertainties and other factors, many of which are beyond our control. Important risk factors could cause actual future results and other future events to differ materially from those estimated by management. Those risks and uncertainties include but are not limited to: our ability to accurately predict health care costs and to manage those costs through underwriting criteria, quality initiatives and medical management, product design and negotiation of favorable provider reimbursement rates; our ability to maintain or increase premium rates; possible reductions in enrollment in our health insurance programs or changes in membership mix; the regional concentration of our business; the impact of health care reform and other regulatory matters. For a more detailed discussion of those and other important factors that may materially affect J2, please see our filings with the Securities and Exchange Commission, including the risk factors contained in J2’s Form 10-K on file with the Securities and Exchange Commission.
Except as described otherwise, all materials in the J2 site are made available only to provide information about J2. J2 controls and operates this site from its headquarters in CA, United States of America, and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws.
This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all J2 site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice from J2 if, in J2’s sole discretion, you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other J2 site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.